For crop hail insurance on canning beans/peas, when does coverage expire?

The coverage for crop hail insurance on canning beans and peas expires 60 days after the crop is visible above ground because this timing is designed to align with the crop's growth cycle and vulnerability period. Once the plants emerge from the soil, they are exposed to potential hail damage, making it crucial to provide coverage during this important development phase. The 60-day window ensures that farmers have protection for a significant portion of the growing season, addressing the critical risk of hail, which can severely impact yields for crops like beans and peas.

This timeframe recognizes the typical growth patterns and the critical need for protection when the plants are actively growing and more susceptible to weather-related damages. It strategically balances the insurer's risk with the farmer's need for coverage during the crop's most fragile phase of development.