South Dakota Crop Insurance Practice Exam

Disable ads (and more) with a membership for a one time $2.99 payment

Prepare for the South Dakota Crop Insurance Exam. Study smart with flashcards and multiple choice questions; all questions feature hints and detailed explanations. Ace your exam effortlessly!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.

For crop hail insurance on canning beans/peas, when does coverage expire?

30 days after planting
45 days after planting
60 days after the crop is visible above ground
75 days after planting

The correct answer is: 60 days after the crop is visible above ground

The coverage for crop hail insurance on canning beans and peas expires 60 days after the crop is visible above ground because this timing is designed to align with the crop's growth cycle and vulnerability period. Once the plants emerge from the soil, they are exposed to potential hail damage, making it crucial to provide coverage during this important development phase. The 60-day window ensures that farmers have protection for a significant portion of the growing season, addressing the critical risk of hail, which can severely impact yields for crops like beans and peas. This timeframe recognizes the typical growth patterns and the critical need for protection when the plants are actively growing and more susceptible to weather-related damages. It strategically balances the insurer's risk with the farmer's need for coverage during the crop's most fragile phase of development.