South Dakota Crop Insurance Practice Exam

In order to qualify for a replanting payment, what is the minimum acreage that must be replanted?

1. 10 acres

2. 15 acres

3. 20 acres or 20% of the insured planted acreage

4. 25 acres

The correct answer is: 20 acres or 20% of the insured planted acreage

To receive a replanting payment under crop insurance, the requirement stipulates that the minimum acreage that must be replanted is either 20 acres or 20% of the insured planted acreage. This threshold ensures that farmers are appropriately compensated for significant losses that necessitate replanting. It serves as a guideline to maintain the integrity of the crop insurance system by preventing claims on minor replanting that may not significantly impact the overall yield potential of the farm. Choosing this option aligns with the design of crop insurance programs, which aim to support farmers in the event of substantial crop loss while also deterring fraudulent or excessive claims for minor replanting actions. Understanding these criteria is crucial for farmers to navigate their insurance options effectively and know what to expect in terms of support during difficult agricultural seasons.