South Dakota Crop Insurance Practice Exam

The role of the licensed producer in a crop-hail policy is to:

1. Purchase the insurance on behalf of the farmer

2. Solicit and write the policy for the insured

3. Provide ongoing advice after policy issuance

4. Adjust losses during claims

The correct answer is: Solicit and write the policy for the insured

The primary role of the licensed producer in a crop-hail policy is to solicit and write the policy for the insured, which involves working closely with the farmer to understand their needs and ensure they have the appropriate coverage. This role is crucial as it includes assessing the risks associated with the farm's specific crops and operations, explaining the details of the policy, and facilitating the application process. A licensed producer must be knowledgeable about the terms of the policy and the coverage options available to farmers. While producers may also engage in ongoing communication with the insured after the policy is issued and assist in the claims process, the fundamental duty of writing the policy is central to their role in helping farmers secure the insurance they require.